Owner-Occupied & Relative Homestead
The owner-occupied homestead classification applies to properties occupied as primary residence by their owner(s). Classification such as homestead may qualify the property for a reduced classification rate, reduced taxable market value, property tax refund, and/or special program eligibility. 

In addition to your own homestead, you may be able to obtain a relative homestead classification for another property you own in Minnesota, if a qualifying relative occupies as his or her primary residence. To receive a relative homestead classification, the property must be the primary residence of any of the following: child, stepchild, daughter-in-law, son-in-law, parent, step-parent, parent-in-law, grandchild, grandparent, brother, brother-in-law, sister, sister-in-law, aunt, uncle, niece, or nephew.

For agricultural homesteads qualifying relatives include: grandchild, child, sibling, or parent of the owner of the agricultural property or the spouse of the owner.

The deadline for these programs is December 31st of the current year to receive the benefit on property taxes payable in the following year. There is no cost to homestead your property.

Download and print the Owner-Occupied and Relative Homestead Application form. If you do NOT have access to a printer or scanner, please contact our office and we will mail you an application.

Please contact our office to inquire further about special programs you may qualify for.

Mobile Home Homestead

If you own and occupy a mobile/manufactured home as your primary residence or a qualifying relative occupies the property, you may qualify for the homestead classification. In order to process the application we require a copy of the title. The deadline for this program is May 29th of the current year to receive the benefit on the property taxes payable that same year.

Download and print the Mobile Home Homestead Application form. If you do NOT have access to a printer or scanner, please contact our office and we will mail you an application.

Property Tax Exclusion for Disabled Veterans

You man be eligible for a market value exclusion of up to:

• $150,000 if you are a U.S. military veteran with a service-connected disability of 70% or more
• $300,000 if you are a U.S. military veteran with 100% permanent and total service-connected disability.
• You are the surviving spouse of a U.S. military veteran with 100% permanent and total service-connected disability.

You must be able to verify honorable discharge from the United States Armed Forces and be certified by the United States Department of Veterans Affairs (VA) as having a service-connected disability. The deadline for these programs is December 31st of the current year to receive the benefit on property taxes payable in the following year.

Download and print the Disabled Veteran Application or the Surviving Spouse of 100% P/T Disabled Veteran form. If you do NOT have access to a printer or scanner, please contact our office and we will mail you an application.

Special Homestead Classification: Blind or Permanently & Totally Disabled

This classification reduces the tax rate on the first $50,000 of estimated market value from 1.00% to 0.45%. You may qualify if:

• You can provide a letter or report from an eye doctor stating that you are certified legally blind.
• You are totally and permanently disabled and can provide proof of the disability.

Real estate that is occupied and used as a homestead by a blind/disabled relative of the property owner can also qualify. In order to qualify for the special homestead, the relative living in the home must be the qualifying blind/disabled person. The deadline to apply is October 1st for taxes payable in the following year. For more information please review the Minnesota Department of Revenue fact sheet.

Download and print the Class 1b Homestead Application form. If you do NOT have access to a printer or scanner, please contact our office and we will mail you an application.
 
     

Submit Completed Homestead Application (by mail or in person) to:

St. Cloud City Assessor
400 2nd Street South
St. Cloud, MN 56301
Email (must have access to scanner to upload completed application)

To apply for the homestead classification for your residence, you must fill out a homestead application. To qualify for the homestead classification you must:

• Occupy the property listed on the application as your primary residence;
• Be one of the owners of the property listed on the application, or a qualifying relative;
• Be a Minnesota resident.

Your Assessor will determine whether you are a Minnesota resident for purposes of the homestead classification. You are considered to be a Minnesota resident if all or some of the following conditions apply to you:

• You are registered to vote in Minnesota
• You have a valid Minnesota driver's license
• You file a Minnesota income tax return
• You list a property in Minnesota as your permanent mailing address
• You are employed by a business located in Minnesota
• Your children, if any, attend school in Minnesota, and/or
• You are not a resident of any other state or country

State law (MS 273.124, Subd. 9 & 13) requires the Social Security numbers and signatures of each occupant who is listed as an owner of the property be listed on the application. If the owner's spouse is not listed as an owner of the property, the social security number of the owner's spouse who occupies the property must also be furnished. In either case, the application must also be signed by each owner and his/her spouse who occupies the property. If there is not enough space for all required signatures and Social Security Numbers, please attach a separate piece of paper with them to the application.
 
Security numbers are confidential information. Under state law (MS 273.124, Subd. 13) they may be given by your Assessor to the Minnesota Department of Revenue to determine whether you or the owner of the property to whom you are related have applied for the homestead classification for other properties.
 

Penalties

 A property owner who obtains or attempts to obtain homestead classification for a property other than his or her primary place of residence or the primary place of residence of his or her relative is under state law subject to a fine of up to $3,000 and/or up to one year of imprisonment (MS 609.41). In addition, the property owner will be required to pay all tax which is due on the property based on its correct property class plus a penalty equal to the difference between the tax based on the homestead classification and that based on the property's correct class (MS 273.124, Subd. 13).
 

Important Moving Information

If at any time you sell the property or change your primary residence, State law requires you to notify the Assessor within 30 days. If you fail to notify the Assessor within 30 days, you will be required to pay the tax which is due on the property based on its correct property class, plus a penalty.